Retirement Readiness Score
Are you on track for retirement?
Your Profile
$
Most need 70-80% of pre-retirement income
$
$
$
Check ssa.gov for your estimate
Your Retirement Readiness Score
100
Excellent
Target Nest Egg
$1.10M
Projected Savings
$2.03M
Savings Projection
Monthly Income in Retirement
Target Monthly Income
$6K
(80% of current income)
Projected Monthly Income
$9K
(4% withdrawal + Social Security)
Ways to Improve Your Score
Increase 401(k) contributions to get full employer match
Max out IRA contributions ($7,000/year, $8,000 if 50+)
Delay retirement by a few years to build more savings
Reduce retirement spending target if realistic
Consider part-time work in early retirement
Disclaimer: This calculator uses the 4% safe withdrawal rule and simplified assumptions. Actual retirement needs depend on many factors. Consult a financial advisor.